Salon: Massive new fraud coverup: How banks are pillaging homes.
“Mary McCulley of Bozeman, Mont., had her loan changed by U.S. Bank without her knowledge, from a $300,000 30-year loan to a $200,000 loan due in 18 months, and in documents submitted to the court, U.S. Bank included four separate loan applications with different terms.” The ball is in your court, Mr Obama. Will you continue to do nothing?
LA Times: Moving in with parents becomes more common for the middle-aged.
“At a time when the still sluggish economy has sent a flood of jobless young adults back home, older people are quietly moving in with their parents at twice the rate of their younger counterparts.” The right wing in America has always wanted us back in the ‘desirable’ Depression-era Waltons family model. Seems they’ve almost got it.
Tired of your house’s existing state of decoration?
An article I just skimmed said, “Put furniture in other rooms, in unexpected positions.” I just put a living room chair on the bed. I have a feeling that when Sandra sees this, all hell will break loose.
Later: Yup. “No room for you. I guess you want to sleep on the floor.” Woof.
Geek.com: Physics-exploiting axe splits wood in record time.
This rocks. Perhaps a new item for my Xmas list.
Forbes: It’s Final - Corn Ethanol Is Of No Use.
Didn’t think much of it in the first place.
BBC: France’s silent tea revolution.
Ah, grow a pair. Drink PG Tips. I dip mine for at least 50 dunks, then steep for five or six minutes. I like strong tea.
TalkingPointsMemo: Princeton Study - U.S. No Longer An Actual Democracy.
“Asking ‘[w]ho really rules?’ researchers Martin Gilens and Benjamin I. Page argue that over the past few decades America’s political system has slowly transformed from a democracy into an oligarchy, where wealthy elites wield most power.” I like to check out the authors: Gilens. Page.
Mashable: Michaels Confirms Security Breach Affected 3 Million Debit, Credit Cards.
“It said it has worked with debit and credit card companies to limit the damage and is offering 12 months of identity protection, credit monitoring and fraud assistance to any customers affected by the breach.” Seems we should all take advantage of such services. This one’s going to hit a great deal of elderly relatives, I suspect.
BuzzFeed Comics: Do We Need To Be Touching? (And 36 Other NYC Etiquette Lessons).
Ah, the memories ...
Reuters: The lost promise of progressive taxes.
A nice little refresher.
Patrice Ayme’s Thoughts: Terminal Greenhouse Crisis.
Guardian.UK: The 1% wants to ban sleeping in cars – because it hurts their ‘quality of life’.
“It is easy to be opposed to inequality in the abstract. So why are Los Angeles and Palo Alto spending virtually none of their budgets on efforts to provide housing for the very poor and homeless? When the most obvious evidence of inequality parks on their street, it appears, even liberals would rather just call the police.”
Dissent: From the War on Poverty to the War on the Poor.
“The United States Census reported in September 2012 that 47.1 million people, or 15.1 percent of the population, now live in poverty—the highest number in fifty-two years, up from 11.7 percent of the population in 2000. Half of these individuals are children and nearly 60 percent of poor adults are women. Almost half of this group has family incomes below 50 percent of the official poverty level, or $22,113 for a family of four. That is only 30 percent of the average family income, while the 1962 poverty line was 50 percent of the average income.”
What always disturbs me about these kinds of sites is the lack of mess/paper. Mine is always a minor disaster area. I have an obsession with index cards at the moment; using them instead of Post-Its (no glue to gum up the works, just a couple of stacks of cards).
Re/code: More Americans Are Reporting Theft of Personal Data.
“New data from the Pew Research Center shows that 18 percent of American adults say they have had data like their Social Security number, credit card number or bank account information stolen at one time or another. The survey was conducted in January, and shows an increase from 11 percent of adults who said the same thing in July of last year.”
SF New Mexican: Patients hit with fees amid health care consolidation.
Representatives of several of the state agencies that were contacted said consumers would be best served by asking whether out-of-pocket hospital-based service charges apply under their insurance plans before setting an appointment at a specialty clinic. Caveat emptor, never moreso than with health care.
NPR Interview: Robert Dawson, Author Of ‘The Public Library’.
Very pretty, certainly. I’d make a wager that the un-aesthetic public libraries, the ones that don’t get photographed, do the most good.
WaPo: Social Security, Treasury target taxpayers for their parents’ decades-old debts.
Lobo1975.Tumblr: Paint your own mural.
Brilliant. Totally brilliant. One could tart up a kid’s room in an afternoon.
NY Times: ‘The Rise’ and ‘The Up Side of Down’.
“When we surrender to the fact of death, not the idea of it, we gain license to live more fully, to see life differently … [snip] … to walk down paths of my own choosing, which to some might seem like failure.”
Mashable: If Caught, San Francisco Vandals Who Tip Smart Cars Will Face Felony Charges.
SmartCar tipping is a ‘thing’? Used to be macho to ‘lift’ the front end of a VW Bug (most of the weight’s in the rear, so any decent squatter can do it). No damage done. This is just plain vandalism.
EldoradoSF.org: Summary Judgment, ECIA vs. Billings.
It seems the ‘chicken conflict’ is over. As one would expect, chickens are poultry and not ‘household pets’.
Billfold: How Much Was Jane Austen Paid For Some of History’s Best Books?
“… perhaps there is a lesson there: it is certainly harder to produce art without a trust fund to bolster you, but the art can be deeper, richer, and more resonant for the struggle that went into it.” Bless you, Jane.
MattStoller: Sexist Life Magazine Ads from the 1960s.
Yes, well. The farther back you go, the more surprising, I suppose. 1972 and 1973 were the watershed years for women’s rights; when culture shifted in a huge way. When was the last time you heard “male chauvinist pig” in casual conversation? Used to be part of the American vernacular. Ask a kid today what a chauvinist is, and get a blank stare.
Spiegel Online: How Copyright Laws Prevent Easy Sharing of E-Books.
“Many publishing houses don’t allow their products to be lent out by digital libraries for fear of piracy. Articles and books by researchers are also affected. Readers are the ones who have to pay the price.”